Bill From Pensylvania - Hi my name is Bill Creech and I am from Pennsylvania. I have been in the credit card processing business since about 1998. What I like about this industry is that you have the ability to make your own amount of money. The effort you put into it is directly paid back in residual income. With optimum payments you can be sure your residuals are always paid onetime and they are always calculated accurately. The best part about working in the credit card processing business is that I have the opportunity to spend time with my kids and my family. I would not be able to do that with a traditional job. I would definitely recommend getting started with optimum payments as it is one of the most trustworthy outfits I have had the pleasure to be associated with.